Home Health Care
Home health care aids and services provide supportive care in the home. Care may be provided by licensed or unlicensed healthcare professionals. Medical treatments may be administered by professional caregivers who provide daily assistance to ensure the activities of daily living are met.
Email Jessen Smith →
877-977-4474, ext. 7034
Assistant Vice President
Account Manager - New Business
Insurance policy highlights can include:
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Defense outside limits
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Separate or shared limits for psychiatrists, psychologists and other MD/mid-levels professionals
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Industry leading broadening forms
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Broad definition of who is an insured
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Underwriting expertise with limited customer distribution
- Ability to provide admitted and non-admitted terms
- Coverage can be written claims-made or occurrence
- Risk management services
- Separate limits for general liability, professional liability and abuse and molestation
- In-house claims experts
Coverages can include:
- Professional liability
- General liability
- Abuse and molestation
- Directors and officers
- Employment practices liability
Additional coverages available:
- Property
- Auto
- Employment benefits liability
- Crime
- Cyber
Markets
Claim Examples
Professional Liability
While a home health aide is helping a client up from a chair, she slips off the client’s arm. The client falls to the floor, sustaining injuries to her face.
General Liability
A client slips and falls at their home after a home health aide had spilled some coffee on the steps.
Abuse and Molestation
A home health aide takes a client to the grocery store and to pick up medication. During the trip, the girl is sexually molested. The girl’s family sues the home health care’s abuse and molestation coverage for bodily injury and mental duress.
Employment Practices
A case manager at a home health care treatment center receives numerous sexual advances from another home health aide. The employee sues the organization’s employment practices policy for sexual harassment.